What’s Happening in the Gilford New Hampshire Housing Market? – January 7, 2026 Update

Seller’s Perspective

• Market Activity & Demand: The pending ratio is 15%, indicating that for every 100 active listings, 15 are under contract. This points to moderate demand but not a red-hot seller’s market.
• Pricing Power: On average, homes are selling at 97.3% of their final list price, which means most sellers are achieving close to their asking price after any price adjustments.
• Days on Market: The average days on market (DOM) for sold homes is 55, while active listings average 122 DOM. This gap suggests that competitively priced homes are moving faster, while others may be lingering due to overpricing or condition.
• Inventory: Months supply is at 2.9, indicating a low to moderate inventory—generally favorable for sellers, but not extreme.
• Advice: Price competitively from the start to avoid extended DOM. Well-prepared homes are likely to sell near asking price, but buyers have some negotiation leverage.

Buyer’s Perspective

• Negotiation Room: With homes selling at 97.3% of final list price and 94.8% of original list price, there is some room for buyers to negotiate, especially on properties that have been on the market longer.
• Selection: Inventory is somewhat limited (2.9 months supply), so while choices exist, desirable homes can move quickly.
• Time to Decide: Average DOM for active listings is higher (122 days), suggesting some listings are stagnating. However, the median DOM for sold homes is 44, so the best properties don’t last long.
• Advice: Move quickly on well-priced, desirable homes, but leverage longer DOM on other listings for negotiation. Watch for price reductions as sellers adjust to market realities.

Key Takeaway:
Gilford is currently balanced but leaning slightly toward sellers due to low inventory. Sellers still need to price smartly, while buyers can find opportunities, especially on homes that have lingered on the market.


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